Open an Account
Take these steps to open your SMART529 WV Direct college savings account.
  1. Choose your investment options.
    Review your college savings choices and the available SMART529 Plans to help guide you through the process of evaluating your college savings needs and choosing the investment options that are right for you.
  2. Read the SMART529 Offering Statement.
    The offering statement contains information about fees, expenses, performance history and risks. It also contains information about customer service and how your investments are managed and administered.
  3. Gather all required bank and personal information.
    Social Security Numbers*, dates of birth, bank information and other details are necessary to complete the enrollment process. Refer to the New Account Checklist for a list of the information you'll need.
  4. Open your account.
    The account owner or beneficiary must be a West Virginia resident. You can enroll in one of two ways:
   For other SMART529 plans, use these links:

Sign up in one of two ways:

1. ONLINE

Opening an account online takes about 10 minutes.

Note: If you are opening an account as a trust or tax-exempt, government or for-profit business owner, please enroll by mail.

Open Account >

2. BY MAIL

Request Enrollment Kit >

No matter how you enroll, don't forget to sign up for Payroll Direct Deposit1 or Automatic Investment Program for regular savings.
 

New Account Checklist

Account Owner
  • Address
  • Social Security Number*
 The account owner must be 18 years or older and a U.S. citizen or resident alien with a U.S. mailing address.
Designated Beneficiary
  • Address
  • Social Security Number*
  • Date of birth
 The designated beneficiary is the individual for whose benefit the funds will be used. The designated beneficiary must be a U.S. citizen or resident alien with a U.S. mailing address.
Successor Account Owners
  • Address
  • Social Security Number*
 You may assign one successor account owner in the event of your death. Successors are not required but are a very good idea.
Initial Investment
  • Your investment option(s) and the percentages for each
 The minimum initial contribution is only $1.00
Rollover Information (if applicable)
  • The total amount you will invest
  • Your previous contributions and earnings amount (shown on the rollover check stub or statement)
 Rollovers are proceeds from a qualified tuition plan, Coverdell educational savings account, or Series EE Savings Bond redeemed within the last 60 days.
Bank Information
  • Your bank's ABA routing number
  • Type of account: checking or savings
  • Account number
 Bank information is needed if you are making your contribution online and/or you're going to enroll in the Automatic Investment Program.

* Social Security numbers are required for 529 plan accounts by federal tax law.

1 Must be supported by your employer.

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SMART529 is a college savings plan offered by the Board of Trustees of the West Virginia College and Jumpstart Savings Programs and administered by Hartford Funds Management Company, LLC ("HFMC").

SMART529 Direct is available to residents of West Virginia or to non-residents where the beneficiary is a resident of West Virginia. West Virginia (WV) provides certain tax advantages to WV taxpayers that invest in SMART529 Direct. Before investing, an investor should consider whether the investor’s or designated beneficiary’s home state offers any state tax or other state benefits such as financial aid, scholarship funds, and protection from creditors that are only available for investments in such state’s 529 plan.

Investments in SMART529 are not guaranteed or insured by the State of West Virginia, the Board of Trustees of the West Virginia College and Jumpstart Savings Programs, the West Virginia State Treasurer's Office, HFMC, The Hartford Financial Services Group, Inc., the investment sub-advisers for the Underlying Funds or any depository institution. Investments in SMART529 are subject to investment risks, including the loss of the principal amount invested, and may not be appropriate for all investors.

Investments in SMART529 are subject to certain charges, which will reduce the value of your Account as they are incurred. Please see the Offering Statement for details of charges or fees that apply to the specific SMART529 savings plan.

This information is written in connection with the promotion or marketing of the matter(s) addressed in this material. The information cannot be used or relied upon for the purpose of avoiding IRS penalties. These materials are not intended to provide tax, accounting or legal advice. As with all matters of a tax or legal nature, you should consult your own tax or legal counsel for advice.

You should carefully consider the investment objectives, risks, charges and expenses of SMART529 and its Underlying Funds before investing. This and other information can be found in the Offering Statement for SMART529, including privacy notices, and the prospectuses or other disclosure documents for the Underlying Funds, which can be obtained by calling (866) 574−3542. Please read them carefully before you invest or send money. SMART529 is distributed by Hartford Funds Distributors, LLC. Member SIPC.

"The Hartford" is The Hartford Financial Services Group, Inc. and its subsidiaries.

© Copyright 2024 Hartford Funds Management Group, Inc. All Rights Reserved. Not FDIC Insured | No Bank Guarantee | May Lose Value

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